Browsing Posts From: Improving Your Credit Score

Seven Ways to Help Improve Your Credit Score

March 6, 2017 Posted by: ahantout@ajhomenet.com

1. Watch those credit card balances One major factor in your credit score is how much revolving credit you have versus how much you’re actually using. The smaller that percentage is, the better it is for your credit rating. The optimum: 30 percent or lower. To boost your score, “pay down your balances, and keep those balances low,” says Pamela Banks, senior policy counsel for Consumers Union. What you might not know: Even if you pay balances in full every month, you still could have a higher utilization ratio than […]

... Read More
20% homebuyer rebate program